How to open Wema bank account on my phone

Open Wema Bank Account.

“How to open Wema bank account on my phone”

Wema Bank is one of the leading financial institutions in Nigeria that is committed to providing innovative and accessible banking services to its customers. With the advancement in technology, opening a Wema Bank account has become even more convenient as customers can now open an account on their phones without leaving the comfort of their homes or offices.

How to open Wema bank account on my phone”

In this article, we will guide you through the process of opening a Wema Bank account on your phone.

• Step 1: Download the Wema Bank ALAT app

The first step to opening a Wema Bank account on your phone is to download the Wema Bank ALAT app from your device’s app store. The ALAT app is a digital bank that provides all the features of a traditional bank without having to visit the bank physically.

• Step 2: Register and Log in

Once you have downloaded the app, the next step is to register and log in to your account. To do this, you will need to provide your personal details, such as your name, phone number, and email address. You will also be required to create a strong password that will be used to secure your account.

• Step 3: Complete KYC Verification

After registering and logging in, you will need to complete the Know Your Customer (KYC) verification process. This involves providing your BVN, ID card number, and uploading a clear picture of your ID card. Your ID card can be your National ID card, Driver’s License, or International Passport.

• Step 4: Fund your account

Once your account has been verified, the next step is to fund your account. You can fund your account using a debit card from any bank or by transferring money from another account. The minimum amount required to open a Wema Bank account is N1000.

• Step 5: Complete account setup

After funding your account, you will be required to set up your account by providing additional information such as your address, date of birth, and occupation. You will also be required to select your preferred debit card and set up your PIN.

• Step 6: Wait for confirmation

Once you have completed all the steps above, you will need to wait for confirmation that your account has been successfully opened. You will receive an email or a notification on the ALAT app confirming that your account has been activated.

In conclusion, opening a Wema Bank account on your phone is a convenient and easy process that can be done from the comfort of your home or office. With the Wema Bank ALAT app, you can enjoy all the benefits of a traditional bank without having to visit the bank physically. So, why not take advantage of this opportunity and open a Wema Bank account today!

USSD code method

In addition to opening a Wema Bank account on your phone using the ALAT app, you can also open an account using the Unstructured Supplementary Service Data (USSD) code method. The USSD code method involves dialing a specific code on your mobile phone and following the prompts to open an account. Here are the steps to follow:

• Step 1: Dial 9450# on your mobile phone
• Step 2: Follow the prompts on your phone to provide your personal information such as your name, date of birth, and address.
• Step 3: You will be required to provide your BVN and upload a picture of your ID card to complete the KYC verification process.
• Step 4: After completing the KYC verification, you will be prompted to fund your account. You can fund your account using a debit card from any bank or by transferring money from another account.
• Step 5: Once your account is funded, you will be required to set up your account by selecting a debit card and setting up your PIN.
• Step 6: Wait for confirmation that your account has been successfully opened. You will receive a confirmation message on your phone.

In conclusion, the USSD code method is a convenient way to open a Wema Bank account on your phone. However, it is important to note that some features, such as account statement and bill payments, may not be available on the USSD platform. Therefore, it is recommended to use the ALAT app for full access to all the features and benefits of a Wema Bank account.

General requirements for opening wema Bank account

To open a Wema Bank account, there are certain general requirements that you need to meet. These requirements are as follows:

• Personal information: You will be required to provide your personal information such as your full name, date of birth, address, phone number, and email address.
• Identification document: You will need to provide a valid form of identification such as your National ID card, Driver’s License, or International Passport. This is required to complete the Know Your Customer (KYC) verification process.
• BVN: You will need to provide your Bank Verification Number (BVN) to open a Wema Bank account. The BVN is a unique identification number that is linked to your bank accounts.
• Minimum deposit: You will be required to make a minimum deposit to open a Wema Bank account. The minimum deposit amount varies depending on the type of account you want to open.
• Two passport photographs: You will be required to provide two recent passport photographs to complete your account opening process.
• Proof of address: You may be required to provide a utility bill or any other document that shows your address as part of the KYC verification process.

It is important to note that the specific requirements for opening a Wema Bank account may vary depending on the type of account you want to open. For example, the requirements for opening a savings account may be different from those for opening a current account. It is advisable to contact the bank or visit their website to confirm the specific requirements for opening the type of account you want.